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© Zurich Malaysia
Step 1
Plan
Step 2
Details
Step 3
Payment
1
2
3
Coverage Type
1. Type Of Trip
Oneway Trip
Single Trip
Annual Trip
2. Area Of Travel
Area - 1
Australia, Bangladesh, Bhutan, Brunei, Cambodia, China [excluding Tibet & Mongolia (Inner & Outer)], Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, Vietnam
Area - 2
Worldwide excluding Canada, Mongolia (Inner & Outer), Nepal, Tibet and USA
Area - 3
Worldwide.
3. Effective Date
4. Type of Cover
Individual
Individual & Spouse
Family
Senior
Do you want to add on Covid-19 Coverage.
5. Preferred Plan
Silver RM.
Gold RM.
Diamond RM.
Silver (RM) Gold (RM) Diamond (RM)
Benefit Benefit Description Maximum Sum Insured (RM)
Section A - Unlimited Cover & Medical Related Covers
1. Medical Expenses
1A. Overseas Medical Expenses 300,000 500,000 Unlimited
1B. Overseas Dental Expenses Included in 1A Included in 1A Included in 1A
1C. Follow up Treatment in Malaysia 50,000 50,000 50,000
1D. Alternative Medicine 500 500 1,000
1E. Outpatient Treatment in Malaysia Included in 1C Included in 1C Included in 1C
2. Overseas Hospital Income (RM250 per day) 15,000 15,000 30,000
3. Child Care Benefit 7,000 10,000 15,000
4. Compassionate Visit 7,000 10,000 15,000
5. Emergency Medical Evacuation Unlimited Unlimited Unlimited
6. Medical Repatriation Unlimited Unlimited Unlimited
7. Repatriation of Mortal Remains Unlimited Unlimited Unlimited
Section B - Travel Inconvenience Covers
8. Travel Cancellation
8A. Travel Cancellation 20,000 25,000 30,000
8B. Travel Alteration 20,000 25,000 30,000
9. Travel Curtailment 20,000 25,000 30,000
10. Travel Interruption 1,000 1,500 3,000
11. Travel Delay - more than 6 consecutive hours (RM150 for every 6 consecutive hours) Overseas 3,600, within Malaysia 450 Overseas 3,600, within Malaysia 450 Overseas 7,200, within Malaysia 900
12. Travel Misconnection - more than 6 consecutive hours (RM200 for every 6 consecutive hours) 400 600 1,200
13. Travel Reroute - more than 6 consecutive hours (RM200 for every 6 consecutive hours) 400 600 1,200
14. Baggage Delay - more than 6 consecutive hours (RM200 for every 6 consecutive hours) Overseas 800, within Malaysia 200 Overseas 800, within Malaysia 200 Overseas 2,000, within Malaysia 800
15. Baggage & Personal Effects 5,000 7,000 10,000
Sub-Limit for the benefit 15:
(i) Any one (1) item or Pair or Set of items 500 500 500
(ii) Portable Personal Computers 1,000 1,500 2,000
(iii) Baggage 250 250 250
16. Personal Money 1,000 2,000 3,000
17. Travel Documents 5,000 6,000 8,000
18. Personal Credit Card Theft 1,000 1,500 3,000
Section C - Personal Accident & Liability Covers
19. Accidental Death and Permanent Disablement
(i) 30 days to 17 years old 75,000 75,000 125,000
(ii) 18 years old to 85 years old 300,000 300,000 500,000
20. Personal Liability 1,000,000 1,000,000 1,000,000
Section D - Urban Traveller's Covers
21. Home Care Benefits 2,000 3,000 5,000
22. Pet Care Benefits 1,000 1,000 1,000
23. Rental Car Excess
23A. Car Excess 2,000 3,000 5,000
23B. Car Return Included in 23A Included in 23A Included in 23A
24. Emergency Telephone and Internet Usage 100 200 500
25. Special Coverage
(i) 30 days to 17 years old 75,000 75,000 125,000
(ii) 18 years old to 85 years old 300,000 300,000 500,000
Section E - Additional Benefits
26. Badal Haji (only applicable to Muslim) 3,000 3,000 3,000
27. Wakaf (only applicable to Muslim) 1,000 1,000 1,000
28. Qurban (only applicable to Muslim) 1,000 1,000 1,000
29. Emergency Cash (only applicable to non-Muslim) 5,000 5,000 5,000
Section F - Travel Assistance Benefits
30. Travel Assist Included Included Included