Benefit |
Benefit Description |
Maximum Sum Insured (RM) |
|
Section A - Unlimited Cover & Medical Related Covers |
1. |
Medical Expenses |
|
|
|
1A. |
Overseas Medical Expenses |
300,000 |
500,000 |
Unlimited |
1B. |
Overseas Dental Expenses |
Included in 1A |
Included in 1A |
Included in 1A |
1C. |
Follow up Treatment in Malaysia |
50,000 |
50,000 |
50,000 |
1D. |
Alternative Medicine |
500 |
500 |
1,000 |
1E. |
Outpatient Treatment in Malaysia |
Included in 1C |
Included in 1C |
Included in 1C |
2. |
Overseas Hospital Income (RM250 per day) |
15,000 |
15,000 |
30,000 |
3. |
Child Care Benefit |
7,000 |
10,000 |
15,000 |
4. |
Compassionate Visit |
7,000 |
10,000 |
15,000 |
5. |
Emergency Medical Evacuation |
Unlimited |
Unlimited |
Unlimited |
6. |
Medical Repatriation |
Unlimited |
Unlimited |
Unlimited |
7. |
Repatriation of Mortal Remains |
Unlimited |
Unlimited |
Unlimited |
|
Section B - Travel Inconvenience Covers |
8. |
Travel Cancellation |
|
|
|
8A. |
Travel Cancellation |
20,000 |
25,000 |
30,000 |
8B. |
Travel Alteration |
20,000 |
25,000 |
30,000 |
9. |
Travel Curtailment |
20,000 |
25,000 |
30,000 |
10. |
Travel Interruption |
1,000 |
1,500 |
3,000 |
11. |
Travel Delay - more than 6 consecutive hours (RM150 for every 6 consecutive hours) |
Overseas 3,600, within Malaysia 450 |
Overseas 3,600, within Malaysia 450 |
Overseas 7,200, within Malaysia 900 |
12. |
Travel Misconnection - more than 6 consecutive hours (RM200 for every 6 consecutive hours) |
400 |
600 |
1,200 |
13. |
Travel Reroute - more than 6 consecutive hours (RM200 for every 6 consecutive hours) |
400 |
600 |
1,200 |
14. |
Baggage Delay - more than 6 consecutive hours (RM200 for every 6 consecutive hours) |
Overseas 800, within Malaysia 200 |
Overseas 800, within Malaysia 200 |
Overseas 2,000, within Malaysia 800 |
15. |
Baggage & Personal Effects |
5,000 |
7,000 |
10,000 |
|
Sub-Limit for the benefit 15: |
|
|
|
|
(i) Any one (1) item or Pair or Set of items |
500 |
500 |
500 |
|
(ii) Portable Personal Computers |
1,000 |
1,500 |
2,000 |
|
(iii) Baggage |
250 |
250 |
250 |
16. |
Personal Money |
1,000 |
2,000 |
3,000 |
17. |
Travel Documents |
5,000 |
6,000 |
8,000 |
18. |
Personal Credit Card Theft |
1,000 |
1,500 |
3,000 |
|
Section C - Personal Accident & Liability Covers |
19. |
Accidental Death and Permanent Disablement |
|
|
|
|
(i) 30 days to 17 years old |
75,000 |
75,000 |
125,000 |
|
(ii) 18 years old to 85 years old |
300,000 |
300,000 |
500,000 |
20. |
Personal Liability |
1,000,000 |
1,000,000 |
1,000,000 |
|
Section D - Urban Traveller's Covers |
21. |
Home Care Benefits |
2,000 |
3,000 |
5,000 |
22. |
Pet Care Benefits |
1,000 |
1,000 |
1,000 |
23. |
Rental Car Excess |
|
|
|
23A. |
Car Excess |
2,000 |
3,000 |
5,000 |
23B. |
Car Return |
Included in 23A |
Included in 23A |
Included in 23A |
24. |
Emergency Telephone and Internet Usage |
100 |
200 |
500 |
25. |
Special Coverage |
|
|
|
|
(i) 30 days to 17 years old |
75,000 |
75,000 |
125,000 |
|
(ii) 18 years old to 85 years old |
300,000 |
300,000 |
500,000 |
|
Section E - Additional Benefits |
26. |
Badal Haji (only applicable to Muslim) |
3,000 |
3,000 |
3,000 |
27. |
Wakaf (only applicable to Muslim) |
1,000 |
1,000 |
1,000 |
28. |
Qurban (only applicable to Muslim) |
1,000 |
1,000 |
1,000 |
29. |
Emergency Cash (only applicable to non-Muslim) |
5,000 |
5,000 |
5,000 |
|
Section F - Travel Assistance Benefits |
30. |
Travel Assist |
Included |
Included |
Included |