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© Zurich Malaysia
Alliance Bank is an authorized distributor of Zurich General Insurance Malaysia.
Step 1
Plan
Step 2
Details
Step 3
Payment
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1. When Do You Want to Start The Insurance Coverage?

The benefit(s) payable under this product is (are) protected by PIDM up to limits. For more information, please refer to PIDM's Takaful and Insurance Benefits Protection System brochure on Zurich General Insurance Malaysia's site or PIDM's website.

Benefit Description Plan 1
(RM)		 Plan 2
(RM)		 Plan 3
(RM)		 Plan 4
(RM)		 Plan 5
(RM)
1 CONTENTS COVER
Home Contents All Risks -
Cover Personal and Household Belongings
Sum Insured (Full Value Basis) 20,000 40,000 60,000 80,000 100,000
1.1 Household Belongings Limit per Article
(10% of the Sum Insured) 		2,000 4,000 6,000 8,000 10,000
Limit per Event 10,000 20,000 30,000 40,000 50,000
1.2 Jewellery & Valuables Limit per Article (5% of the Sum Insured) 1,000 2,000 3,000 4,000 5,000
Limit per Event (25% of the Sum Insured) 5,000 10,000 15,000 20,000 25,000
1.3 Interior Decorations & Renovations - built-in cabinets, wood flooring, plaster ceiling 10,000
2 Additional Benefits
2.1 Emergency Fund Limit up to and in the aggregate of 25% of the total Sum Insured on Contents
2.2 Alternative Accommodation Expenses
(Reimbursement Basis) 		Subject to an amount up to a maximum of RM350 per day and limit up to and in the aggregate of 10% of the total Sum Insured on Contents
2.3 Medical Expenses (due to Fire & Theft only)
(Reimbursement Basis) 		Limit up to and in the aggregate of RM3,000
2.4 Replacement of external locks, barrels, keys, doors and windows due to an incident covered under this contract (Reimbursement Basis) Limit up to and in the aggregate of RM500
2.5 Loss of Cash due to Theft Limit up to and in the aggregate of RM1,000
2.6 Cost of repair or replacement of damaged water tanks, apparatus or pipes including hacking and reconstruction of walls and tiles Limit up to and in the aggregate of RM1,000
Total Premium
Inclusive of Service Tax (6% of premium) and Stamp Duty (RM10) 		158.40 264.40 391.60 518.80 646.00
Excess
1. RM200 on each and every loss and this is not applicable to the Additional Benefits under Section 2.
2. 10% of loss amount or minimum RM500 on each item or article whichever is higher for each and every loss in respect of Accidental Damage.
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Frequently Ask Question (FAQ)
Product Disclosure and Policy Wording

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PIDM's TIPS brochure

The benefit(s) payable under this product is (are) protected by PIDM up to limits. For more information, please refer to PIDM's Takaful and Insurance Benefits Protection System brochure on Zurich General Insurance Malaysia's site or PIDM's website.

© Zurich Malaysia